Liberty Holdings Limited. JSE: LBH

Liberty Holdings shares

Background of Liberty Holdings

  • Liberty Holdings is a financial services group based in South Africa, with a presence in 16 other African countries. The group’s history stems back to 1957 when the company was established by Sir Donald Gordan. Today, Liberty offers asset management, insurance, retirement, investment and health products to around 3.2 million people.

  • The company mainly targets products for sale to South Africa’s mass affluent consumer segment, and is the largest insurance solutions provider within this market. It is also one of the largest players within the retail unit trust, employee benefits and bancassurance markets. Operations are split into several business units such as Retail SA, Institutional and Asset Management, Liberty Health, Liberty Africa Insurance, Bancassurance and LIBFIN.

  • The group has total assets under management of R679 million, and recorded total earnings of R4.287 billion for the 2015 year. Liberty shares are available to buy on the Johannesburg Stock Exchange (JSE) with a market cap of R33 billion. The live online stocks chart shows that Liberty share price has been highly volatile, but the stock remains a popular buy and has good trade liquidity.

Liberty Holdings Shares Growth Driver

  • Liberty’s latest financial data covering the first six months of 2016 illustrated weaker sales and earnings due to the challenging macro-economic environment in South Africa. Headline earnings from South African retail operations were down 18% to R718 million, due to increased competition, worsening investment and modelling changes. Lack of capacity to provide a guaranteed investment product solution, together with a challenging consumer environment, led to lower growth in new business sales.

  • Under STANLIB, asset management had an 11% dip in earnings to R267 million due to continued market volatility and market growth that was lower than expected. Liberty Corporate produced solid earnings of R88 million, with a 2% rise in new business and a 13% increase in recurring premium sales. Earnings for Liberty Africa Insurance were lower at R11 million, whilst Liberty Health recorded a loss of R11 million, reflecting an improvement from a R22 million loss. Liberty Health is being strategically repositioned to focus on providing solutions to employers and employees. Meanwhile, the commercial bancassurance joint venture with Standard Bank, which applies to all the group’s asset management and insurance operations, continues to make a significant contribution to earnings and new business volumes.

Liberty Holdings Investor Tip

  • In line with unstable market conditions, Liberty share price has been volatile. Liberty shares reached a high of R170 at the beginning of 2015, but dropped to R115.35 by August 2016. Despite weaker sales and earnings, the group is still in a strong capital position which allowed it to increase interim dividends by 9% to R2.76 per share.

  • Much of the losses experienced recently have been attributed to once-off problems which a large and well-established company such as Liberty should be able to shake off. As market conditions improve, this indicates that Liberty may return to profit growth soon and provide some long-term returns for investors who buy Liberty shares.

Liberty Holdings Major Shareholders

Standard Bank Group, Lexshell Investments.

  • Sector


  • Industry


  • Sub industry

    Life Insurance

How to buy Liberty Holdings Group Shares

  • Liberty Holdings : How to buy Liberty Holdings Group Shares Online

    We have made it simple to buy JSE listed firm shares online. The easiest way to buy Libert Holdings Group shares or stocks is to; start by submitting the ‘BUY THIS SHARE’ form. Next, one of our experienced and certified stock brokers will personally get in contact with you to discuss your custom stock request. Finally, a stock advisor will confirm the amount of shares you are looking to invest in Liberty Holdings Group and assist you with the setup and management of your stock portfolio account.

  • Here are the steps you must follow to Buy / Purchase Liberty Holdings Group shares with utmost confidence:

    1. Start by Filling in the BUY THIS SHARE form.
    2. Insert your name, email, telephone number and monthly remuneration.
    3. Then, Indicate the amount you are looking to invest in Liberty Holdings Group.
    4. Click the “ INVEST NOW” button
    5. Once we have received your info, a dedicated stock advisor will personally call you back to discuss your personal share request.
    6. Lastly, your newly appointed personal stock advisor will handle all account setups and reporting as stipulated by the financial services board of South Africa (FSB)
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